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Nadezhda is married and has two grownup children. She lives in Melitopol, Ukraine, and owns a small business in the central city market. A skilled entrepreneur, wife, and mother, Nadezhda is dedicated to the growth and the success of her business. For the past ten years, she has sold sportswear and footwear in the central city market. The combination of an ideal location and skillful product presentation make Nadezhda’s vending kiosk a point of attraction in the market. Her kindness, skill, and outgoing personality have helped her to develop a loyal customer base. With strong character and a desire to see her business grow, Nadezhda has maintained a perfect credit history with Nadiya Ukraine for the past 7 years.

Currently, Nadezhda has $2,000 of goods in inventory. Her turnover capital is about $1,800 and her monthly net profit is approximately $600. Nadezhda is seeking a loan of $1,000 to increase her inventory. With additional income from her profits, Nadezhda hopes to continue to improve her family’s standard of living. Moreover, profit generated by her business will give Nadezhda a chance to pay for her son’s education at one of the local colleges.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 5.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nadezhda to increase inventory and the assortment of goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2008
Feb 12, 2008
Currency Exchange Loss:
Aug 18, 2008