She is a working lady who stitches clothes for her neighboring clients on order to financially assist her husband. She is very skillful and receives a good number of orders every month.
She is the mother of three daughters and a son. Unfortunately, she couldn’t provide education to her children due to her poor financial situation.
Her eldest daughter is 18 years old and supports Fehmida in her sewing work.
Fehmida is hopeful that after the improvement of her husband’s business she will be able to save some profits for the marriage of her elder daughter.
She is a new loan applicant.
Note: In the picture, the lady raising her hand is Fehmida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid