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Julia
Julia, 47, has been living with her partner for 18 years. Together, they have three sons, who are 24, 23 and 14 years old. This family lives in a rented house in Huasahuasi district. Julia works in the fields. She plants potatoes, sweet peas, corn and broad beans on her own parcels of land

With her husband’s help Julia has learned how to combat the inclemencies that this arduous work involves. She states that years ago her potato fields dried out because of excess rain and lack of care. Now, she not only cultivates potatoes but has learned how to apportion her time in order to vary her production with green vegetables and legumes. “I am doing well, since I have buyers who come from Lima and take away my potatoes and vegetables,” Julia states, adding that this system is advantageous, because it prevents her crops from spoiling or rotting. In addition, she raises and fattens farm animals such as cows, guinea pigs and pigs; she sells the guinea pigs every 15 days to one month while she sells the pigs and cows every four to five months.

Julia hopes to build her own house and for this reason she works every day to increase her savings because she knows that with dedication and perseverance, she will eventually be able to do so. This will be her 13th loan from MFP. She is pleased to continue working with the organization and is committed to making her payments on time. At the same time, she notes that she likes working with her communal bank. With money from the loan she will be able to purchase pea and bean seeds for, on average, 1,200 soles, and with the rest she will buy bags of organic fertilizer.
View original language description ↓
Julia de 47 años de edad, convive hace 18 años con su pareja. Ambos tienen 3 hijos de 24, 23 y 14 años. Esta familia vive en una casa alquilada en el distrito de Huasahuasi. Julia se dedica a las labores del campo. En sus parcelas propias de terrenos siembra: papas, arvejas, maíz y habas. Con la ayuda de su esposo ha sabido combatir las inclemencias que este arduo trabajo implica. Así comenta, que años atrás sus sembríos de papas se secaron por culpa del exceso de lluvias y por falta de cuidados. Ahora no solo cultiva papas, pues ha sabido distribuir su tiempo para variar su producción con verduras y hortalizas. “Me va bien, ya tengo compradores que vienen de Lima y se llevan las papas, y verduras”, comenta Julia, agregando que este sistema de trabajo es conveniente por que evita que sus cosechas se malogren o pudran. De igual manera, cría y engorda animales de granja como: vacas, cuyes y chanchos. A estos los vende cada quince días a 1 mes, en el caso de cuyes; y cada 4 a 5 meses, los chanchos y vacas. Julia espera construir su casa propia, por esa razón se esfuerza cada día para incrementar sus ahorros, por que sabe que, con dedicación y perseverancia podrá conseguirlo. Éste sería su préstamo número 13 de MFP. Se siente contenta de continuar trabajando con la entidad, por eso se muestra firme en su decisión de pagar sus cuotas con puntualidad. A la vez menciona que le agrada el trabajo con su banco comunal. Con el dinero del crédito podrá adquirir semillas de arvejas y habas, con un promedio de 1200 soles, con lo restante comprará bolsas de abonos orgánicos.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Julia to buy pea and bean seeds and bags of fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2011
Listed
Nov 15, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 16, 2012