Buena Semilla Group
Rosemery has been working with Pro Mujer for two years and she joined the institution on her aunt's invitation. At the moment she has a knitting business, which she has been working in for years, learning the trade from her friend.
The loan she is requesting is to increase her capital (in buying wool) which she will buy in 16 de julio [a commercial neighborhood in La Paz] and then sell it on special order. This type of work helps her to earn resources to support her family, as she is a single mother with one child.
When asked what she likes about Pro Mujer, she responds that she likes the savings.
La señora Rosmery, indica que hace dos años trabaja en Pro Mujer y que integro la institución por invitación de su tía. En la actualidad ella tiene un negocio de tejido de punto que viene trabajando hace años, aprendiendo el mismo de su amiga.
El crédito que ahora sacará es para aumentar su capital (compra de lana) que adquirirá de la 16 de julio y posteriormente lo venderá en a pedido. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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