Vicuñitas De Cooperativa Group
Mrs. Adela has been working with Pro Mujer for six months and she joined through an invitation from one of the promoters. She has a fish selling business that she has been in for several years. She learned the trade from her mother.
The loan she is requesting is to increase working capital to buy fish from the salespeople coming to the province. She later sells it at her stall. Through her work she is able to generate income to cover family expenses, since she is single and has two children.
When asked what she likes most about Pro Mujer, she says it's the Health area.
La señora Adela, indica que hace seis meses trabaja en Pro Mujer y que integro la institución por invitación de promotores. En la actualidad ella tiene un negocio de venta de pescado que viene trabajando hace años, aprendiendo el mismo de su madre.
El crédito que ahora sacará es para aumentar su capital (compra de pescado) que comprara de las personas que le traen de provincia y posteriormente lo venderá en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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