Oretha is 23 years old and lives in West Point. She’s single and has two children, nine months and 9 years old. The older one is in school and lives at home. For the past four years she has been selling cold water and soft drinks, She started this business with a small amount of money and she learned it from her mother. What she likes about this business is that it helps her to take care of her children and makes her feel proud of sending her children to school. She requesting a loan to purchase more water by the sack and soft drinks for her business. Her future plan is to build her house and get married.