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Nieves
Nieves, 45, is a courageous single mother. She lives with two of her four children, Jarol and Julissa, who she takes care of in her own house, located in the Chilca district. Her smile shows her vitality.

She grows products such as potatoes, olluco (root vegetable similar to potato) and lima beans, once a year. As she wishes to have quality products, she is constantly looking after them, fertilizing and protecting them She is thankful for farming, as it allowed her to support her children, and provide their daily food. But as these earnings are not steady, she decided to get into sewing, and she makes articles of clothing of every size and quality.

She says she earns an average of 150 nuevos soles per week, but at Christmas, New Year's, and the Santiago agricultural festival, she gets better earnings. That is why she now wishes to improve her quality of life by repairing her house, since her children are all professionals and need their space.

This is her second loan with MFP, and she is hoping for your contribution, so that she can make her plans a reality. Moreover, she promises to fulfil her instalment payments. In addition, she is grateful to be part of her association, because all the members are responsible people and very supportive.

When she receives her loan, Nieves will use the money she has applied for, to improve the material that her house is constructed with, replacing it with another one that is stronger. In addition she will build a room using prefabricated materials, as a workshop for her son, who is a civil engineer.
View original language description ↓
Nieves, de 45 años es una valerosa madre soltera. Vive en compañía de 2 de sus 4 hijos: Jarol y Julissa a los que cuida en su casa propia ubicada en el distrito de Chilca. Su sonrisa es muestra de su vitalidad. Ella se dedica a la siembra de productos como papa, olluco y habas una vez al año, pero como desea tener productos de calidad, constantemente los cuida, abona y protege. Agradece a la agricultura, pues le permitió mantener a sus hijos, brindándoles los alimentos del día. Pero como no la ganancia no es estable, decidió incursionar en la costura, donde confecciona prendas de vestir de todo tamaño y calidad, cuenta que gana a las semana un promedio de 150 nuevos soles, pero en navidad, año nuevo y festividad agrícola de Santiago; en donde ella obtiene mejores ganancias. Por ello ahora desea mejorar su calidad de vida, con el arreglo de su casa. Pues sus hijos son todos unos profesionales y necesitan su espacio. Este es el segundo crédito con MFP, donde espera de su colaboración para que pueda concretar sus planes. Por otro lado promete cumplir con el pago de sus cuotas. Además le agrada ser parte de su asociación, porque todos sus integrantes son personas responsables y muy solidarias. Nieves de recibir su apoyo; invertirá el dinero solicitado en mejorar el material con el que fue construido su casa, por otro más fuerte. Además de un cuarto prefabricado para el taller de su hijo, que es ingeniero civil.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nieves to buy construction materials for repairing her house, and to add a room using prefabricated material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2011
Listed
Nov 14, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012