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Kawkab is a 53-year-old mother of seven sons and daughters. Five of them have gotten married already.

Her son Sulaiman has a small cafeteria shop located in a very active area in Al Zarqa where he serves hot drinks and soft drinks beside sweets and biscuits. Most of his customers are taxi and bus drivers or workers who are looking for fast cheap food to eat either as breakfast or lunch.

Kawkab helps her son Sulaiman by preparing the sweets at home and sending them with him on a daily basis. She also makes special orders for other customers. Now Kawkab wants to expand by distributing the sweets she makes to more areas in Al Zarqa and selling them in more sweets shops, but to do that she needs to make a larger quantity of sweets, and that’s why she has applied for this loan.

Because Kawkab is a conservative person, she asked her son Sulaiman to appear in the photo instead.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 28
    View loans »
    Jordan Loans Fundraising
  • $7,941,575
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Kawkab to buy more ingredients for making sweets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 1, 2011
Nov 18, 2011
Currency Exchange Loss:
Dec 15, 2012