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Warakas 8 Gaspul Group
In this Group: Nani, Rohayati, Astuti, Yati, Yohana, Aida
Nani is a mother of three children. She has been selling rice and other dishes for 16 years from a cart on the street corner near her home. She also sells newspapers. Her husband is a motorcycle taxi driver. She enjoys selling food from her cart because it can supplement her husband's constantly varying income. One of her children is of school age and is currently attending the 5th grade. The business is going well but now she needs to make repairs to her cart. She will use this loan to do so.

She hopes that all of her children can attend the university and the family will have enough money to pay for it. She herself only attended school until 9th grade so her children's education is important to her.

The other group members will use their loans for their businesses which include selling peanuts and "krupuk" (Indonesian chips), selling "nasi uduk" (an Indonesian coconut rice dish), selling rice, running a grocery store, and fixing electronics.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,319,675
    Funds lent in using Kiva
  • 8,962.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Warakas 8 Gaspul Group's $675 loan helped a member to pay for repairing her food cart.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Dec 1, 2011
Currency Exchange Loss:
May 15, 2012