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05.01.41 Điện Biên Thanh Hoa Group
In this Group: Hòa, Hòa, Hồng, Tập, Bích
Mrs Hòa operates a food stall selling vegetables and is requesting a loan to purchase more vegetables to sell. She is 54 years old and married with three children. Hòa is the leader of a 5-member group, the 05.01.41 Điện Biên solidarity group. She lives with no dependents in Thanh Hoa city, an urban town in Thanh Hoa province. All of her children got jobs, 2 sons is carpenter and 1 daughter has a vegetable stall in market.

In 2010, Hòa joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women. Hòa has been involved in here business for 6 years, her main hardship being the lack of capital. With her business profit, Hòa hopes her childrenwill find good jobs, to be able to remodel her house, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 99
    View loans »
    Vietnam Loans Fundraising
  • $14,751,900
    Funds lent in using Kiva
  • 21,005.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 05.01.41 Điện Biên Thanh Hoa Group's $1,275 loan helped a member to purchase vegetable to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Dec 1, 2011
Currency Exchange Loss:
Dec 15, 2012