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Mary  Ngina

Update on Mary Ngina

Mary is applying for a second loan to add more blouses and skirts to her inventory. She repaid her previous loan well and in good time and her business is doing well. In the future, Mary hopes to expand her business and stock a wider variety of clothes.

Previous Loan Details

For four years, Mary Ngina N. has been selling clothes and also practices crop farming in Emali town, earning an income of KES 10,200. Most of her customers are low and middle class with minimal earnings. She was introduced to KADET LTD after attending a seminar organized by KADET at ... More from Mary Ngina's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 831
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 93.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Mary Ngina to add to her stock of clothes worth Kshs.25,000 and buy fertilizer and maize seeds for farming.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 17, 2011
Currency Exchange Loss:
Sep 19, 2012
This photo was used before for a previous loan for Mary Ngina. It was first posted on Kiva on Mar, 2011. Learn More