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Phon is a 31-year-old married woman who has been living in Kampong Chhnang province, Cambodia. Phon is skillful in making things from clay such as cookers, pots and oter containers. After she makes them, her husband transports them to sell in the local markets of the province. Together, they are able to generate around $5.00 per day to raise their two single children who are attending in a local state school.

And now Phon decided to ask for some funds from Kiva to buy more stocks of merchandises (pot, cooker…etc.) for sale and to fix a trailer that is used to transport the products. She hopes that she’ll be able to create more income, which she will save for her children’s education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 293
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • 4,048.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Phon to buy more stocks of merchandises (pot, cooker…etc.) for sale and to fix a trailer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2011
Nov 17, 2011
Currency Exchange Loss:
May 15, 2012