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Judith is 48 years old, married, and has six children. She also takes care of seven other dependents. She owns a mill for milling different products which come from her community. She has 5 years’ experience in this business. Her business is open from 7 am to 6 pm every day except Sunday, and she currently employs four people to help her.

Judith has requested a loan from Kiva partner Vision Finance Company in order to expand her milling operation by purchasing a new mill. With any profit from the loan, she will save for her future and pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 594.0
    Rwanda Francs (RWF) = $1 USD