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Judith is 48 years old, married, and has six children. She also takes care of seven other dependents. She owns a mill for milling different products which come from her community. She has 5 years’ experience in this business. Her business is open from 7 am to 6 pm every day except Sunday, and she currently employs four people to help her.

Judith has requested a loan from Kiva partner Vision Finance Company in order to expand her milling operation by purchasing a new mill. With any profit from the loan, she will save for her future and pay her children's school fees.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 594.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Judith to purchase a new mill.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 15, 2012