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Jose Ignacio
José Ignacio, age 22, is single and currently lives with his mother. He is going to use the loan to purchase materials such as paper, pencils, and special design computer programs. This well help him with his work as a graphic designer, as he currently has some pending assignments. He lacks some materials for carrying these out, which is why he is applying for the loan.

His main goal is to give his clients the greatest and best results. This leads them to give him better quality jobs. Doing them with greater efficiency allows him to generate more earnings to improve his well-being, and that of his mother.

This is the first loan he has received from FUDESCOR. He hasn’t had any previous loans from state owned banks, but FUDESCOR has offered a loan with better facilities and a much lower interest rate.
View original language description ↓
José Ignacio, tiene la edad de 22 años, está soltero y vive con su madre actualmente. El con el crédito va comprar materiales como papel, lapices, programas especiales de computo para diseñar y así realizar trabajos que tiene encargados para facilitar sus labores como diseñador grafico. El tiene como profesión realizar diseños gráficos, actualmente tiene unos encargos pendientes de entregar y le hacen falta los materiales mencionados para poder realizarlos por lo cual opto por el crédito.

El tiene como meta prioritaria darle a su clientela el mayor y mejor resultado son sus trabajos dándole así una mejor calidad de los trabajos y mayor eficacia al hacerlos y a su vez generar más ganancias para su bienestar propio y de su mamá.

Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 503.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Ignacio to buy materials for his graphic design business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 28, 2011
Currency Exchange Loss:
Oct 17, 2013