Lejani owns a variety store. She buys groceries like canned goods, condiments, milk, and sugar: primary commodities that are needed in every household. She earns money by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors in the local community. She earns a minimum of 300 PHP in sales every day.
To help her continue operating her business, she is requesting a 10,000 PHP loan. She will utilize the loan to buy more grocery items, which will enable her to have more inventory on hand. The more items displayed at the store, the better. It helps to attract more customers to buy in her variety store. More sales will result in more profit. It will help her to save more money for the expenses of her child in school.
Lejani hopes that her business will continue to generate an income that is sufficient enough for the needs of her family. She is active in attending the weekly fellowship* as it helps to learn a lot from the Bible. It strengthens her spiritual life.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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