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This is Jiael, 26, a resident of Quezon City, Philippines. She is married to Jumar, 34, a timekeeper. She is also the mother of one child who is now in grade IV. While attending to her husband and child, she also keeps herself busy with her business as her way of helping her husband pay for the family's daily expenses.

Jiael is a bayong maker. Bayong is a native bag in the Philippines made of rubberized plastic and hand woven. Jiael makes different sized bags depending on the request of clients in the market and malls. She also creates different designs such as square, triangle, and oblong. She earns a minimum of 200 PHP in sales every day.

To help her continue operating her business, she is requesting a 14,000 PHP loan. She will utilize the loan to buy more raw materials. With the Christmas season fast approaching, her numerous customers will place many orders for bayong to be used as fruit trays and vanity kits.

Jiael hopes that her business will continue to generate an income that will provide for the needs of her family. She dreams that she can continue making bayong and attending to her family needs at the same time. She hopes that her family will remain simple and happy. She is active in attending the weekly fellowship* as it helps her to have time in reading Bible verses and understand the sacrifices of our Christ Jesus.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1120
    View loans »
    Philippines Loans Fundraising
  • $63,497,150
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jiael to purchase raw materials.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 16, 2011
Currency Exchange Loss:
Apr 15, 2012