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Hoa is 46 years old and is a married woman with three children. Her husband works as a security guard and helps her to run a general store in front of their house. Hoa started this business two years ago and uses the income from this business to cover family expenses and raise her children. Hoa and her family live in Ho Chi Minh City.

Hoa is requesting a loan to purchase rice and a variety of foods and seasonal goods in bulk to sell during the coming holiday season. She hopes that by offering a greater variety of products, she will be able to increase the turnover of her business.

She hopes that through the loan she will be able to expand this business and have money to reinvest in her business in the future.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 98
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 21,005.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Hoa to purchase rice, other foods and seasonal goods in bulk to sell during the holiday season.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Nov 16, 2011
Currency Exchange Loss:
Aug 15, 2012