Salma lives in the coastal town of Mombasa, Kenya. She is married and has five children, all of whom are in school. She earns a living by selling hardware and building supplies such as cement, wood and pipes. She also earns money on the side selling fresh juice. She is applying for a loan for Ksh 80,000 to buy a motorcycle. Her goals are to earn enough money to pay her children's school fees, meet her family's other basic needs and hire an employee to help her with her work.