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Marie Sthéphanie
This woman is 43 years old, married, and has 4 children. Having completed junior high school, she started a food preparation business in 2007.
She starts at 7AM with tea and coffee, and from 10AM onward goes to the restaurant where she prepares various dishes. Her restaurant is located in the open market and her customers comprise shoppers and merchants from the same market.
Her daily revenue varies from 40,000F to 60,000F.
She has been a client with Hope since the first loan cycle and she is currently with the pilot solidarity group. She was selected as a model client who has repaid her loans without defaulting.
With this new loan, she is going to strengthen her business by buying one basket of smoked fish, one box of salted fish, one bag of rice, one can of oil, one bag of onions, one box of canned milk, one large tin of margarine, one large tin of coffee, two boxes of spaghetti, 12 bags of charcoal, and utensils such as plates, cups, saucers, three dozen teaspoons, five dozen tablespoons, five dozen forks, and two kitchen knives.
She has been saving to obtain a more significant loan that will allow her to realize her dreams, which are to open another more modern restaurant and to help her children as much as possible in finishing their studies.
People's general opinion of her is that she is a good woman who does her part in providing for her household.

Femme âgée de 43ans, mariée, mère de 4 enfants, avec son niveau 3em, elle se lance dans la restauration en 2007.
Elle commence à 7 heures avec la cafète et à a partir de 10 heures, elle enchaine avec le restaurant ou elle propose des mets variés Son restaurant est situé en plein marché et sa clientèle est composée des passants et des vendeurs du dit marché.
Ses recettes journalières varient entre 40.000f et 60.000f.
Elle est cliente de Hope depuis le premier cycle et aujourd'hui elle est avec le groupe pilote solidaire. elle a été sélectionnée comme une cliente modèle qui a remboursée sans défauts de payement.
Avec ce nouveau prêt, elle va renforcée son activité en achetant :
1panier de poisson fume, 1carton de poisson salé, 1sac de riz, 1bidon d’huile, 1filet de d’oignon, 1carton de boîtes de lait, 1 grosse boite de margarine, 1 grosse boite de café, 2 cartons de spaghetti, 12sacs de charbon de bois, ajouter des ustensiles telles que assiettes, tasses et sous tasses, 3douzaines de cuillères à café, 5 douzaines de cuillerée à soupe ,5douzainesde fourchettes, 2couteaux de cuisines.
Elle épargne pour avoir un prêt plus important qui va lui permettre de réaliser ses rêves :
Ouvrir un autre restaurant plus moderne.
Aider au mieux ses enfants à terminer leurs études.
Les gens pensent que c’est une bonne femme qui apporte sa contribution dans son foyer.

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 481.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Marie Sthéphanie to buy a box of salted fish, a basket of smoked fish, one can of oil, one bag of rice, one box of canned milk, one large tin of coffee, one large tine of margarine, two bags of charcoal, and restaurant materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012