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Samuel is 35 years old and is married with three children aged between five and ten years old. He owns a boutique selling various goods such as lotions, soaps and biscuits. Samuel has seventeen years' experience and the hours of his business are from 6am to 8pm every day except on the weekend. He currently employs three people to help him.

Samuel has requested a loan from Kiva lenders in order to purchase various goods such as lotions, soaps and biscuits to sell. With any profits from the loan, Samuel would like to satisfy his family's basic needs, start saving for his future and renovate his house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 105
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD