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Immaculee is 27 years old and is married with two children aged between two and four years old. She owns a business selling various goods such as biscuits, lotions and toothpaste. She has two years' experience in this business and the hours of her work are from 6am until 9pm every day except on Saturday. She currently employs one person to help her.

Immaculee has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as biscuits, lotions, toothpaste and sugar to sell. With any profits, she will be able to save for her future, reinvest in her business and be able to pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD