Erna, 32, lives in the Philippines and is married with three children. She has a bakeshop that sells breads, cakes and pastries. Erna has had this business for eight years. She has requested a loan of 10,000 Philippine Pesos (PHP) to buy ingredients needed for the bakeshop.
Erna has been a member of HSPFI since 2011. In the future, she hopes to improve her business.
About Hagdan Sa Pag-uswag Foundation, Inc.
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.