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La Union Es Progreso - Cajas Group
In this Group: Ofelia Margarita , Elvira Guadalupe , Marleni Milagros , Nicolasa , Betty , Joel , Beatriz *, Cesarina
* not pictured
Nicolasa is 55 years old and married with three children under the age of eighteen. She is a hard-working, enthusiastic woman, and is a member of the Communal Bank “La Unión es Progreso – Cajas” [Unity is Progress – Banks].

She has a grocery store that she rents where she sells drinks, sugar, rice, oils, vegetables, etc. She is requesting the loan to be able to stock and supply her store with more products. In the future, she hopes to purchase a plot of land and build a home.

She works hard to be able to proviD. a good quality of life to her children. She is wearing a grey sweater and hat, and is on the left siD. of the photo, next to the member wearing the red shirt.
View original language description ↓
La Señora NICOLASA, tiene 55 años D. edad, casada, tienes 03 hijos menores D. edad, mujer muy trabajadora con entusiasmo. Es integrante D. la Alcancía Comunal "LA UNION ES PROGRESO- CAJAS”.

Ella tiene una bodega alquilada que venD. bebidas, azúcar, arroz, aceites, verduras, etc.
El préstamo solicitó para abastecer con más productos e implementar su bodega, En el futuro desea comprarse su terreno y construir su casa.

Se esfuerza mucho para que pueda dar una buena calidad D. vida a su hijo. La socia viste con chompa color plomo y sobrero está ubicado lado izquierda, a lado D. la socia que viste D. polo color rojo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,178,875
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Es Progreso - Cajas Group's $2,525 loan helped a member grocery store - sale of food products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Nov 12, 2011
Currency Exchange Loss:
Jun 15, 2012