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María Holanda
The María Del Carmen communal bank meets every two weeks in the Montecristi canton (Portoviejo). This is where the famous toquilla straw hats are from. The city has a cool climate with a lot of natural tourist attractions unique to the area.

Here we meet María. She is 49 years old, married and has three children. Two are grown and the youngest is 17. Two of them live at home and go to college and high school. Her husband is a merchant.

She is taking out this loan to help her husband with his business and to contribute to getting her family ahead. He sells fish, and has a stall in the market where he sells wholesale and retail to people who go to his place every day to get his products for their daily use. He works every day. Before dawn he goes to the beach to buy directly from the fisherman and later he goes to the market where he distributes his products. He has been in this business for more than 20 years, and it has always gone well for him.

This loan is to buy fish. Since the communal bank started, she has been the payment treasurer for the group and she likes it because of the benefits the institution has given her.

Her dream is to buy a truck to transport their products, since they rent transportation every day.
View original language description ↓
EL Banco Comunal María Del Carmen se reúne cada quince días en el Cantón Montecristi (Portoviejo). Lugar de los famosos sombreros de paja toquilla, ciudad de clima fresco y con muchos atractivos turísticos naturales propios de la zona.

En este lugar conocimos a la señora María, tiene 49 años de edad está casada y de esta relación tiene tres hijos dos mayores y el menor de 17 años, dos de ellos aun viven en su casa y estudian en Universidad y en colegio. Su esposo es comerciante.

Ella realiza el crédito para ayudar a su esposo con su negocio y con esto contribuir para sacar adelante a su familia, él se dedica a la venta de pescado, para lo cual tiene un puesto en el mercado en el cual vende al por mayor y al menudeo a las personas que día a día llegan hasta este lugar para abastecerse de productos para el sustento diario, él trabaja todos los días, desde la madrugada él se desplaza hasta las playas para comprar directo a los pescadores y luego llevar a dicho mercado donde distribuye sus productos, lleva más de 20 años en este negocio y siempre le ha ido bien.

Este crédito es para comprar pescado. Esta desde el inicio en el Banco Comunal, es la fiscal de pago del grupo y le gusta por los beneficios que le ha dado la institución.

Su sueño es comprar un camión para transportar sus productos ya que alquilan transporte todos los días.

About Ecuador

  • $10,200
    Average annual income
  • 18
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped María Holanda to buy fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2011
Listed
Nov 12, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012