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Rano Kanjaeva lives in the Rudaki Region. She is 45 years old, married, and has 3 kids. She is in the business of cattle breeding: she buys animals at a low price and resells them at a higher price. This loan will be used for her business. She plans to purchase 2 young bulls at a low price because during this time of the year the prices go down due to lack of food for these animals. This will give her an opportunity to earn a higher margin by selling the bulls during the spring season at a better price. She plans to pay off the loan within 12 months.

Translated from Russian by Vasilisa Budnikova, Kiva Volunteer.

Кенджаева Рано проживает в районе Рудаки, 45 лет , замужем имеет 3 детей.Занимается животноводством , покупает по более дешевой цене и продает по более выгодной цене. Данный кредит клиентка запрашивает на животноводство. Она планирует на эти деньги купить двух бычков подешевле,т.к в феврале цены на животных падают в связи с нехваткой корма.Это даст возможность выиграть в цене и продать бычков весной по более выгодной цене. Запрашиваемый кредит планирует погасить в течении 12 месяцев

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 184
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Rano to purchase young bulls.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 6, 2008
Feb 19, 2008
Currency Exchange Loss:
Apr 15, 2009