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Dina Lizzeth
Señora Dina is 36 years old, and lives in a village in the municipality of San Pedro Sula. Dina is separated, and has three children aged 4, 14, and 16. The two eldest are in school. Doña Dina has assistance from the father of her children, who helps her cover their education expenses.

Previously Doña Dina was a housewife, but when she separated from her husband a year ago, she needed to provide for her children and identify a source of income. She had great difficulty in finding employment, so she opened a "chiclera" (a small stand where she sells candies). The chiclera has grown to the extent that it has now become a small general store.

In her store, she sells everyday items such as meat, cornflakes, diapers, toilet paper, bleach, soap, eggs, bread, dairy products, sugar, rice, beans, churros (dough fritters) and juices. Dina serves her customers 16 hours a day. She notes that the increase in the cost of standard goods has impacted her customers, and consequently her sales.

She has requested her first loan of L10,000 to stock up her business with the purchase of sodas, bread, eggs, churros, dairy products, juices and water. She intends to comply with her commitment to ODEF, and to be able to grow her general store so that she can become even more proud of it. She is grateful to ODEF for believing in her, and for the opportunity that's being provided.
View original language description ↓
La señora Dina tiene 36 años de edad y vive en una aldea del municipio de San Pedro Sula. Dina es separada y tiene tres hijos de 4, 14, y 16 años de edad. Los dos mayores están estudiando. Doña Dina cuenta con el apoyo del padre de sus hijos quien la ayuda cubrir los gastos de educación.

Anteriormente, doña Dina era ama de casa pero con la separación de su esposo hace un año, ella tenía la necesidad de proveer para sus hijos y conseguir un fuente de ingreso. Lo encontró muy difícil conseguir empleo así que ella colocó una chiclera (pequeño puesto donde vende golosinas). La chiclera creció hasta llegar ser una pequeña pulpería.

En la pulpería vende productos de consumo personal como carnes, cornflakes, pañales, papel, cloro, jabón, huevos, pan, lácteos, azúcar, arroz, frijol, churros y jugos. Dina atiende a su clientela 16 horas al día. Ella nota que el incremento en el costo de la canasta básica ha impactado a sus clientes y por supuesto, a sus ventas.

Solicitó su primer crédito de L10,000 para surtir el negocio con la compra de refrescos, pan, huevos, churros, lácteos, jugos y agua. Ella espera cumplir con este compromiso con ODEF y hacer crecer su pulpería para estar más orgullosa de ella misma. Ella agradece de antemano por creer en ella y por la oportunidad brindada.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Dina Lizzeth to purchase sodas, bread, eggs, churros (dough fritters), dairy products, juices, and water.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2011
Listed
Nov 12, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012