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Alfred is 34 years old and is married with three children between the ages 4 and 10 years old. His business is well and clean, he sells charcoal. Alfred has six years of experience in his business and he works from 6am until 7pm every day except Sunday.

Alfred has requested a loan from Kiva lenders in order to purchase more sacks of charcoal. With the profit from this loan, Alfred will increase his business by buying 20 sacks of charcoal in order to be wholesale, and to build his own house for his family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 7
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD