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Guguli is 60 years old, married and lives with her husband, Jemal in the village of Bobokvati, Georgia. Guguli and Jemali are retired and their pensions and agriculture are their main sources of income.

They have a milk cow and citrus garden on a 0.3 hectare piece of family owned land. They sell dairy products and citrus at the local market. Their average monthly income is 500 Laris.

Guguli will use the loan to pay expenses related to harvesting a citrus crop (purchase boxes for storing harvested products, paying the workforce). Also, part of the loan will purchase hay used to feed their milk cow during winter months.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,901,050
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Guguli to purchase hay for milk cow and citrus harvest expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2011
Nov 14, 2011
Currency Exchange Loss:
Jun 15, 2012