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Elmira's Group
In this Group: Elmira, Akmat, Mahabat
Elmira is the leader of this group. She is 24 years old and married to a commercial agent. Together with her husband, she brings up two children who are both under the age of seven. Elmira’s mother helps her take care of the children.

In order to earn money, Elmira works as an operator in a mobile company. A year ago she saved 10,000 KGS from her salary and purchased livestock. Since that time she has been breeding, fattening and selling livestock to earn additional income to meet the family's needs. With the money she receives from this loan, she wants to purchase more livestock to breed, fatten and sell. In the future Elmira plans to save enough money to purchase an apartment.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 170
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,555,075
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Elmira's Group's $1,100 loan helped a member to purchase livestock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 17, 2011
Currency Exchange Loss:
Jul 15, 2012