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Nuage Plus Group
In this Group: Kasav, Sophie, Nathalie, Hortance, Bernadette, Mireille, Vicky, Thérèse, Louis, Anastasie, Mujinga, Martine, Léa, Lucie, Philo
Kasav is the leader of a community bank named “Nuage Plus”, which is composed of 15 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC, with the goal of developing their businesses.

Kasav sells secondhand clothing. She has been in business since 1993. She likes her business and it has prospered thanks to good management and accumulated profits. She is a loyal client of IMF HOPE RDC, and has already received five different loans, repaying them correctly. She intends with the next loan to increase the inventory of her business by purchasing a bundle of secondhand clothing to resell, in order to reinforce the working capital. Currently, she earns a profit of $20 every week. Kasav is 44 years old, married and the mother of two children, ages 2 and 7 years old. One goes to school.

Kasav's dream is to become a used clothing wholesaler in her area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 33
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nuage Plus Group's $5,000 loan helped a member to purchase a bundle of secondhand clothing to resell at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Nov 14, 2011
Currency Exchange Loss:
Mar 15, 2012