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Kala Yi Ngangu Plus Group
In this Group: José, Papy, Mireille, Jean, Noél, Joelle, Kabe, François, Bernadette, Jacqueline, Papy, Darly, Augustin, Anne Marie, Florence, Louise, Victorine, Mamie, Bijoux, Dany, Emmanuel, Dodoly, Pauline, Elysée, Annie, Alvine
José, age 23, is the leader of the community bank “Kala Yi Ngangu Plus”, which is composed of 26 members united in solidarity to receive loans from Kiva through MFI (microfinance institution) HOPE DRC with the goal of developing their businesses.

José is single with a two-year-old son. He runs a cellphone booth. He has been in business since 2009. He manages his cell phone booth in an area located east of the city of Kinshasa. He is happy to be one of MFI HOPE DRC's clients. He intends to use the next loan to buy prepaid cell phone cards to resell with the aim of increasing his profits. Each week, his business brings in a profit of $40. His ambition is to expand his business.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kala Yi Ngangu Plus Group's $5,000 loan helped a member to purchase prepaid cell phone cards for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Nov 11, 2011
Currency Exchange Loss:
Apr 15, 2012