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Mario Jose

Update on Mario Jose

Mario is a modest farmer, who lives with his family in the municipality of Masaya. His plan for the future is to improve his family's living conditions, and succeed in building his house.

Mario has been growing citrus fruit for several years. His greatest challenge is not having enough financial resources to adequately maintain his crop, and produce fruit that is of good size, color and taste. His dream is to be able to diversify his crops and strive for better well-being; since if he succeeds, this could change his life.

He appreciates the trust and support that Afodenic offers him, by means of Kiva funding. Without these support programs for small farmers, he wouldn't be able to make progress with his production.
View original language description ↓
Don Mario es un humilde agricultor del municipio de Masaya , junto a su familia , los planes hacia un futuro es mejorar las condiciones de vida y lograr construir su vivienda , don Mario desde hace varios años se dedica al cultivo de cítricos , la mayor afectación que se le presenta es que no cuenta con los recursos económicos suficientes para poder logar darle el mantenimiento adecuado para que las frutas den un buen tamaño , color y sabor .Sus sueños es poder diversificar el cultivo para poder optar a un mejor bienestar ya que si lo logrará esto podría cambiar su vida . Agradece la confianza y el apoyo que le brinda Afodenic Atraves del fondo Kiva ya que sin estos programas de apoyo a pequeños agricultores no podrían salir adelante con su producción.

Previous Loan Details

Mario Jose M. F. is 34 years old. He lives in the Lomas del Gavilan neighborhood. He is a single man, and he has no children. He has been a farmer for 15 years. It was with his father’s support that he undertook this activity, learned it, and succeeded. It is now his financial support. He... More from Mario Jose's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Mario Jose to buy fertilizers and other agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 2, 2011
Nov 11, 2011
Currency Exchange Loss:
Jan 19, 2013