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Ayité is a single 25-year-old man.

Ayité has been working as a retail merchant since 2006. He buys and sells ready-to-wear clothes to all-comers in his Lome shop. He buys clothes at Lome's general market, from wholesalers coming from China and the United States. He works alone in his shop.

Ayité requested his first loan from WAGES to buy a newly-arrived shipment of ready-to-wear clothes, for retail sales. He is thinking about expanding his shop with these additional profits.

In coming years, Ayité would like to open more outlets inside the country. He stated that the foreseen profits will ensure his financial autonomy.
View original language description ↓
Ayité est un homme âgé de 25 ans. Il est célibataire.
Ayité travaille comme revendeur depuis 2006. Il achète et revend des habits prêt à porter à toutes personnes dans sa boutique à Lomé. Il achète les habits au grand marché de Lomé, chez les grossistes qui viennent de la Chine et des Etats Unis et travaille seul à la boutique.
Ayité a requis son premier crédit de WAGES afin d’acheter de nouvel arrivage d’habits prêt à porter destinées à la vente. Il pense agrandir sa boutique avec ces profits supplémentaires.
Dans les prochaines années, Ayité voudrait ouvrir d’autres points de vente à l’intérieur du pays. Il dit qu’avec les profits, Il prévoit s’assurer une autonomie financière.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,706,700
    Funds lent in using Kiva
  • 474.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ayité buy clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Nov 9, 2011
Currency Exchange Loss:
Oct 17, 2012