Suleyman is 45 and is married with two sons. He has sold construction materials for the last four years. Suleyman's son helps him to sell materials. These kinds of goods are very popular and he would like to expand his business and purchase more materials to cover customers' demand and increase his income. For this purpose, he applied for 1,500 AZN. Suleyman has already demonstrated himself as a good client with a positive credit history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.