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Perpetue is 38 years old and married with three children between 5 and 14 years old. Perpetue owns a business selling second-hand clothes. She has been in this business for one year and the hours of her work are from 7 am until 6 pm every day except on Sunday.

Perpetue has requested a Kiva loan via Vision Finance Company in order to purchase more second-hand clothes to sell. With any profits, she will be able to save in her future and she will reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 95
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD