Update on Miriam NataliaMiriam is a member of the Patys FLC community bank in Cuenca. The great plains around the city are ideal for raising cattle and other livestock. The climate here is cold, but the people are warm and friendly. Cultural traditions are important and local people work hard to maintain them.
Miriam, 20, is single and lives with her parents. Her father raises cattle and her mother has her own store. The house where they live is owned by her parents.
Miriam has a beauty salon, a business that she operates in a small space at the house. She works Mondays to Saturdays, from 8:00 in the morning to 7:00 in the evening.
She has been a member of her community bank for a year. She is applying for a loan so that she can buy beauty products that she will resell to her customers. She wants to buy hair dyes, shampoo, nail polish and other similar products.
Her goal for the future is to own her own spa.
La Señorita. Miriam tiene 20 años de edad, es soltera y vive con sus padres, su papá se dedican a la ganadería y su mamá atiende una tienda que tiene en su casa. La casa en la que habitan es de propiedad de sus padres.
Ella es profesional en la rama de la belleza y labora en un gabinete que es de su propiedad, trabaja de lunes a sábados desde las 8 de la mañana hasta las 7 de la noche.
En el banco comunal se encuentra hace un año y esta pidiendo otro prestamo para invertir en màs productos para su negocio ya que tiene muchos clientes. Su nuevo crédito lo va a invertir en la compra de tintes de pelo, champú, esmaltes de uñas, tratamientos para el cabello, etc. que necesita en su gabinete.
Su meta es tener un Spa.
Previous Loan DetailsSrta. Miriam is a member of the Communal Bank “Mujeres de Combate” (Women in Combat). She lives in the parish of Tarqui, where the weather is cold. The people are livestock breeders who raise animals and grow crops. Many of the residents leave the city to engage in various business activities… More from Miriam Natalia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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