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Cruz Orfelia
The “Constructoras Del Éxito” (Success Builders) communal bank meets every fifteen days in the city of Portoviejo known for many years as “Ciudad Del Valle” (City of the Valley) because the city is surrounded by many hills.

We met Cruz, 65, here. She’s separated but had three children although one of them died a few years ago. The two remaining ones are adult and independent but live near her house.

To earn her daily support without having to ask anyone for things, she has a small snack bar at home where she sells snacks, ice-cream, soft-drinks and “corviches” [deep-fried plantain dough stuffed with fish and spices], turnovers, fruit juices. She works every day and has been in business 20 years. It was with this business that she was able to raise her children giving them the best thanks to effort so that they would become upstanding citizens.

This loan is to buy soft-drinks, snacks, ice-cream and foodstuffs for her fast food items. She’s been in the communal bank for six cycles and she likes it because of the speed with which loans are granted. Her dream is to stay healthy to continue working.
View original language description ↓
En la ciudad de Portoviejo cada quince días se reúne el Banco Comunal Constructoras Del Éxito, esta ciudad se la conoce desde hace mucho con el nombre de Ciudad Del Valle por estar encerrada por muchos cerros que rodean la urbe.

En este lugar conocimos a la señora Cruz, tiene 65 años de edad, está separada pero de esta relación tuvo tres hijos, pero uno de ellos falleció hace unos años atrás, los dos que aun están vivos son mayores e independientes, pero viven cerca de su casa.

Ella para ganarse el sustento diario sin tener que pedirle a nadie para sus cosas tiene un pequeño negocio (Bar) en su casa en la cual vende golosinas, helados, sodas, además de corviches, empanadas y jugos naturales, ella trabaja todos los días en su negocio y lleva 20 años en el mismo, fue con este negocio que pudo sacar adelante a sus hijos dándoles lo mejor a punta de esfuerzo para que estos fueran personas de bien.

Este crédito es para comprar sodas, golosinas, helados y víveres para sus bocadillos. Lleva seis ciclos en el Banco Comunal y le gusta por la rapidez para recibir los créditos.

Su sueño tener salud para seguir trabajando.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Cruz Orfelia to buy soft-drinks, snacks, ice-cream and foodstuffs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2011
Listed
Nov 10, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012