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Victor Manuel
33-year-old Víctor is originally from the city of Estelí. He owns a grocery store and is the father of three children who are 13, 10 and 1. His older children are in school and his wife is a housewife. Víctor started this business with his own capital. At first, he didn't have much to offer and sold few products. He saw the need to invest some more in his business and so requested a loan. In this way, he gradually improved his grocery store. Víctor also works perforating sheets of tobacco in a cigar factory which makes him a second income. He works hard every day for his children, so that they don't want for anything and so that they can prepare themselves with a good education as Víctor himself was only able to study up to the third year of elementary school because he didn't have anybody to support him. He does not want this to happen to his children.

Víctor needs this loan to stock his grocery store with products such as basic grains, canned goods, toilet paper, soda, meat, chicken, snacks, candies, detergents, air fresheners, oil, milk and eggs. This investment will help him to stock his business with the products which are in most demand with his customers, and improve his income. One of his hopes is to buy shelves and cabinets in which to display his products. He would like to continue gradually improving his grocery store and meet the needs of his neighbors.
View original language description ↓
Víctor, de 33 años de edad, originario de la ciudad de Estelí, de oficio comerciante dueño de una pulperia, es padre de tres hijos de 13, 10 y 1 año respectivamente. Sus hijos mayores están estudiando su esposa es ama de casa. El empezó este negocio con capital propio, no tenia mucho que ofrecer, fueron pocos productos que vendía, vio la necesidad de invertir mas solicito un préstamo en otros lugares así fue levantando su pulpería, además el trabaja perforando hojas de tabaco en una fabrica de puros estos son segundos ingresos, pues es por sus hijos que el se esfuerza cada día para que no les falte nada y se preparen con estudios ya que el solo logro cursar hasta el tercer grado de la primaria no tuvo nadie quien lo apoyara y no quiere que eso le suceda a sus hijos.
El requiere el préstamo para surtir su pulpería de productos tales como granos básicos, enlatados, papel higiénico, gaseosas, carne, pollo, snacks, dulces, detergentes, ambientadores, aceite, leche, huevos. Con esta inversión le ayudara a surtir su negocio de productos mas demandados por sus clientes, mejorar sus ingresos. Una de sus expectativas es comprar2 estantes y vitrinas para exhibir sus productos e ir mejorando su pulpería poco a poco que cumpla con las necesidades de su vecindario

About Nicaragua

  • $3,636
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,046,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Victor Manuel to buy products such as basic grains, canned goods, toilet paper, soda, meat, chicken, snacks, candies, detergents, air fresheners, oil, milk and eggs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2011
Listed
Nov 10, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012