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José Lorenzo
Señor José is 50 years old and lives with his son.

From the age of 10 José has been a farmer as his father taught him how to plant corn and millet. From the age of 12 he has also taken care of livestock as he used to help a friend and so learned how to work with oxen. As his family was very poor, José started work from an early age. He gets up at 5:00 in the morning to go to work. He walks for 25 minutes to get to work where he works for 8 hours every day. His dream is to have something when he can no longer work.

José travels to buy the supplies he needs. He travels 10 minutes by minibus and sometimes he uses his oxen on the road to get there to save a few dollars.

He is asking for a loan to buy 3 young oxen for work. As he had to sell the ones he had at sowing time, he wants to buy others for the harvest. In this way, he will not need to pay someone else to harvest his crop as having his own young oxen he will do it himself and save himself the money. He will also be able to haul crops for other people and give his family a better standard of living. José wants to save as much as possible to provide for his family when he is gone; and leave his son a good yoke of oxen so that he can work and make an honest living.
View original language description ↓
El señor José tiene 50 años de edad, esta acompañado con un hijo.

Desde la edad de 10 años José se dedica a la agricultura, ya que su papá le enseño a sembrar maíz y maicillo. También desde los 12 años se dedica a cuidar ganado, pues le ayudaba a un amigo y fue así que aprendió a trabajar con bueyes. Debido a la pobreza de su familia José empezó a trabajar desde muy joven. Él se levanta a las 5:00 de la mañana para dirigirse a su trabajo, él camina veinticinco minutos para llegar donde trabaja ocho horas diarias, su sueño es tener algo cuando él ya no pueda trabajar.

José se traslada a otro lugar, para comprar los insumos que necesita. Él viaja en microbús 10 minutos y algunas veces lo lleva con sus bueyes en la carreta y así ahorrarse unos dólares.

Él solicita un préstamo para comprar tres novillos, para trabajar. Ya que para sembrar se vio en la necesidad de vender los que tenia y desea comprar otros para sacar la cosecha. De esta manera, no tendrá que pagar a otra persona para que le saque su cosecha, ya teniendo sus novillos él lo hará y se ahorrara ese dinero. También él podrá prestar los servicios de acarreo de las cosechas de otras personas. Para brindarle a su familia una mejor condición de vida. El deseo de José es ahorrar lo mas que pueda, para tener que ofrecerle a su familia cuando él ya no este. Y dejarle a su hijo una buena yunta de bueyes, para que trabaje y se gane la vida honradamente.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 626
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped José Lorenzo to buy 3 young oxen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 7, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012