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Roxana Estefa
Roxana is a long-standing client of the institution. She worked with a community bank for several loan cycles then started taking out individual loans. This is her sixth.

Roxana has an ice cream cart in Mallasa district. She also has a storage place where she keeps her merchandise as, in this hot season, her sales rise quite a lot. Her husband also sells ice creams in the central district. The couple have a small house which they are gradually building. They live there with one of their daughters and their grandchildren. Roxana is a responsible person. She will use her loan money to buy building supplies so that she can finish building her small house and thereby offer more comfort to her family.
View original language description ↓
La señora Roxana es una cliente antigua de la institución, ella trabajo con grupo solidario en varias secuencia, luego se individualizó siendo esta su sexta secuencia, ella tiene la venta de helados en carrito en la zona de Mallasa, tiene también un deposito donde se encuentra su mercadería, ya que por esta temporada de calor sube bastante su venta, el esposo también se dedica a la venta de helados por la zona central, ellos tiene una casita que están construyendo poco a poco, ahí viven con una de sus hijas y sus nietos, la señora es una persona responsable, el dinero del cerdito lo utilizara en la compra de material de construcción para hacer terminar de construir su casita y así poder brindar mayor comodidad a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $32,317,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Roxana Estefa to buy building supplies so that she can finish building her small house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 29, 2011
Nov 10, 2011
Currency Exchange Loss:
Dec 21, 2013