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Update on Victoria

The member continues with her business selling cosmetics via catalogue; she also works knitting vests, sweaters, caps, gloves and shawls to order for children and adults. She distributes her catalogues and orders are placed. Once she receives the products she delivers them to her customers who pay her in two installments. She also makes these lovely knitted items in her free time. She’s asking for the loan to buy wool yarn, buttons, thread and cologne, perfume, eyeliner and lipstick to have in stock.
View original language description ↓
La socia continua con su negocio de venta de cosmeticos por catalogos, la socia trabaja tambien tejiendo diferentes chalecos, chompas, gorros, guantes, chalinas, para niños y adultos segun los pedidos que le hagan, la socia reparte sus catalogos le hacen los pedidos y una vez que llegan los productos ella los entrega a los clientes y le pagan en dos partes. la socia tambien reliza estos tejidos bellos en los ratos libres que tiene. La socia solicita el prestamo para invertir en la compra de lanas, botones, hilos, y colonias, perfumes, rimels, labiales para tener en stock.

Previous Loan Details

Victoria is a member of the community bank "Juntas y Unidas" [Together and United], located in the Cusco district in the province and department of Cusco. Victoria is 59 years old, single, and has four children. She sells cosmetics. She sells beauty products like perfumes, colognes, creams, ... More from Victoria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $58,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Victoria to buy wool yarn, buttons, thread, cologne, perfume, eyeliner and lipstick to have in stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 11, 2011
Currency Exchange Loss:
Mar 15, 2012
This photo was used before for a previous loan for Victoria. It was first posted on Kiva on Mar, 2011. Learn More