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José Dolores
Señor José is 30 years old, married and has 4 children. He lives with his wife and 4 children. When he was 14 years old he learned how drive at the school he attended. Since getting married his life has been a constant struggle to take care of his family. He gets up at 4:30 in the morning and goes to collect the children in his neighbourhood in his school minibus. Later, at midday, he goes and collects the children at school to take them home. The weekends are spent taking photos and videos at events such as weddings, birthdays, graduations, etc., which he edits himself. He only wants to give his family the best.

José is asking for a loan to invest in the purchase of another engine for his vehicle as the one he has has 6 pistons and uses too much petrol. He wants to buy a 4 cylinder diesel engine. In this way he will save on petrol and offer his customers a good service, at a better price which will generate a better income for his family.

José saves as much as he can to buy a bigger minibus as there are more children every day in his neighbourhood that travel to school. He also dreams of his daughters graduating and becoming professionals as this will the inheritance he leaves them.
View original language description ↓
El señor José tiene 30 años de edad, es casado con cuatro hijos.

Él vive con su esposa y sus cuatro hijos. Desde los 14 años de edad aprendió a manejar en la escuela donde estudiaba. Después de casarse su vida ha sido de mucho esfuerzo, para sacar a su familia adelante, se levanta a las 4:30 de la mañana a prepararse y salir a recoger a los niños de su colonia, que lleva a la escuela en su microbús escolar, luego a la mediodía pasa a recoger a los niños de la escuela para llevarlos a sus hogares. Los fines de semana los dedica a la toma de fotografías y videos que él mismo edita en eventos como boda, cumpleaños, graduaciones, etc. Él solo desea brindarle lo mejor a su familia.

José solicita un préstamo, para invertirlo en la compra de otro motor, para su vehiculo, pues el que tiene es de seis pistones y le consume mucho combustible. Él desea comprar uno de cuatro pistones y de diesel. De esta manera ahorrara en combustible y ofrecerá un buen servicio a sus clientes con mejor precio, lo que le generara mayores ingresos, para su familia.

José ahorrara lo más que pueda, para comprar un microbús más grande, pues cada día hay más niños en su colonia que viajan a la escuela. Además sueña con que sus hijas se gradúen y sean profesionales, pues es la herencia que les dejara.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 724
    View loans »
    El Salvador Loans Fundraising
  • $26,313,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Dolores to buy a 4 cylinder diesel engine for his school minibus.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012