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Flavio
Señor Flavio is 58 years old, married and with 3 children. He is a farmer who grows basic grains such as corn. He also works as a day labourer and breeds livestock (cows); he has 6 cows for breeding. He carries out this activiity together with his wife who has more than 20 years of experience in this work. The Flavio family raises cattle and he says that it is a family business.

Flavio has 6 cows and a plot of land where they feed; the land is leased to graze the cows. Before breeding livestock, he was a farmer and worked as a labourer which wasn't very profitable. This is why he changed to breeding and cattle trade.

He buys the livestock at 'tiangues' (a place where animals are sold), in an area 2 kms from the canton to the city. When he buys the cows at the flea markets he takes them home herding down the street.

The loan will be invested in buying 2 cows and materials for construction to continue building his house such 15 bags of cement, 10 quintals of iron, 1 truckload of sand & 300 bricks. With buying 2 dairy cows, his milk production will be greater and more milk will be available to sell. In this way, he will satisfy the current demand for milk and receive a better income which will allow him to improve his standard of living.

Flavio hopes to continue building his brick house as the one he currently has is made of laminate and wooden boards. He also hopes to continue breeding livestock and expand this business.
View original language description ↓
El señor Flavio tiene 58 años de edad, es casado con tres hijos.

Él es agricultor, se dedica a la siembra de granos básicos como maíz, también es jornalero y a su vez ganadero cuenta con seis semovientes de crianza (vacas), esta actividad la realiza junto con su esposa, quienes tienen más de veinte años de dedicarse ha esta actividad. La familia de Flavio se dedica a la crianza de ganado, él manifiesta que la actividad es patrimonio familiar.

Flavio posee seis vacas y un terreno donde se alimentan, esta es alquilada para el pasto de las vacas. Antes de dedicarse a la crianza de ganado, trabajaba la agricultura y a prestar sus servicios como jornal, estas actividades no le eran muy rentables, por eso se dedico a la crianza y comercio de ganado.

El ganado lo compra en los tiangues (lugar donde se comercializa animales) aledaños a la zona que se encuentra a una distancia de dos kilómetros del cantón a la ciudad, cuando los compra en los tiangues, los semovientes son trasladados por la calle arriándolos.

El préstamo será invertido en la compra de dos vacas y materiales de construcción, para continuar la construcción de su vivienda, como 15 bolsas de cemento, 10 quintales de hierro, 1 camionada de arena y 300 ladrillos. Al comprar dos vacas lecheras, la producción de leche será mayor y podrá producir más lácteos para la venta. De esta manera, satisfacera la demanda existente de lácteos y recibirá mejores ingresos, lo que le permitirá mejorar su nivel de vida.

Flavio espera continuar con la construcción de ladrillo de su casa, ya que la que tiene es de lámina y tabla de madera y seguir con la crianza de ganado y aumentarlo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 621
    View loans »
    El Salvador Loans Fundraising
  • $24,061,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Flavio to buy 2 cows and materials for construction such 15 bags of cement, 10 quintals of iron, 1 truckload of sand & 300 bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 7, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012