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Vivian Yolany
Vivian Yolany is 21 years old, married, and has a one-year-old child. She lives in Esperanza Intibucá. Her husband works for a private company.

For the past four years, she has been managing a variety store where she sells clothing, shoes, cosmetics, and women’s accessories made of silver and metal plating. She started this business with help from her husband. Her business is stable and located in a commercial area.

This is the first loan she has requested and she will use the money to restock her store with more products to sell, such as clothing and shoes. Her goal is to grow her business even more so that she can improve her financial situation and her future. She wants to buy her own home since she currently lives at a relative’s house.

View original language description ↓
Vivian Yolany, de 21 años de edad, casada, con un hijo de un año de edad, vive en la Esperanza Intibucá, su esposo trabaja en una empresa privada.

Hace mas de cuatro años que se dedica al negocio de venta de variedades, como Ropa, calzado, cosméticos y accesorios para damas de plata y enchapado. Su negocio lo inicio con ayuda del esposo. Es estable y esta ubicado en una buena zona comercial.
Este préstamo es el primero que solicita y es para surtir de más productos para vender, como Ropa nueva y calzado.
Su meta es hacer crecer mas este negocio, para mejorar su situación económica y en un futuro comprar su propia vivienda, ya que donde viven es una casa familiar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Vivian Yolany to buy merchandise such as clothing, shoes, and cosmetics.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Nov 9, 2011
Currency Exchange Loss:
Mar 15, 2012