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Ofelia Isabel
Ofelia is 33 years old and is married with 3 children.

She makes handicrafts for a living and has done so since the age of 7. Together with her husband they work in the making of griddles (they serve to make tortillas). Ofelia is the hardest working in this activity, as her husband already works in construction and in agriculture.

Ofelia is making two loads of griddles; each load has 16 normal griddles. These will be for sale. On Sundays she sells tortillas maD. to order. She has practiced this traD. for more than 10 years. For the sale of the griddles, she can sell them right in her community and also she goes out to sell to the municipal market of a city in the east of the country, where she sells especially on Saturdays.

In order to make the griddles, she needs clay, white sand and wood. In order to get it she walks 30 minutes to where they sell the clay, the large container costing $0.10 centavos; the white sand she finds in a hill located in the same place where she lives; the wood is commissioned by cartload that costs $50.00 USD. This is the biggest cost for the making of the griddles.

Ofelia is requesting a loan to buy 5 loads of wood at once, in order to work less tightly with her money and to buy 200 pounds of corn for the sale of the month. With this investment, she will order sufficient raw materials for the making of her griddles and tortillas. In this way Ofelia will have more income and availability of her raw materials. This will significantly improve her business.

With the income that the sale of griddles generates, she plans to make an over in her own house, since she is now using her mother’s. Also she wants her children to continue to study.
View original language description ↓
La señora Ofelia tiene 33 años D. edad, es casada con tres hijos.

Ella se dedica a elaborar artesanías desD. los 7 años D. edad. Junto con su esposo trabajan en la elaboración D. cómales (sirven para coser las tortillas). Ofelia es la que más trabaja en esta actividad, ya que su esposo trabaja como albañil y en la agricultura.

Ofelia esta elaborando dos cargas D. cómales, cada carga tiene 16 cómales normales, estos serán para la venta. Los días domingos venD. tortillas solo D. encargo, este oficio lo desempeña desD. hace más D. 10 años. La venta D. los cómales, los pueD. vender ahí mismo en su comunidad y también ella sale a vender al mercado municipal D. una ciudad del oriente del país, donD. venD. más especialmente los días sábados.

Para elaborar los cómales, ella necesita barro, arena blanca y leña, para conseguirla camina treinta minutos hasta donD. venden el barro, el recipiente granD. cuesta $0.10 centavos; la arena blanca la encuentra en un cerro ubicado en el mismo lugar donD. vive; la leña es encargada por carretada que le cuesta $50.00 dólares, este es el costo más granD. para elaborar los cómales.

Ofelia solicita el préstamo para comprar 5 carretadas D. leña D. una sola vez, para trabajar menos ajustado con el dinero y para comprar 200 libras D. maíz para la venta del mes. Con esta inversión, ella dispondrá D. materia prima suficiente para la elaboración D. sus cómales y tortillas. D. esta forma, Ofelia tendrá más ingresos y disponibilidad D. materia prima, esto mejorara significativamente su negocio.

Con los ingresos que le genere la venta D. cómales, ella planea hacer un horno en su propia casa, ya que ella utiliza el D. su mamá, además desea que sus hijos continúen estudiando.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 783
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Ofelia Isabel to buy 5 loads of wood in order to make griddles and 200 pounds of corn to make tortillas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012