Michael is a 32-year-old married man living in Fort Portal, Uganda. He has been in the motorcycle business for the last three years and faces the hardship of seasonal weather and high fuel prices. He has to take 70% of his earnings to his boss at the end of the week which limits his income. His personal dream is to educate his children and build a permanent home. His business dream is to buy land and grow crops to sell. Michael needs this loan to buy his own motorcycle for a transport business.