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María Esther
María, 38, lives in a common law relationship with her husband; they have two children (12 and 9 years old) and live in the rural community of La Cosmul in San Pedro Sula, Cortés.

María is a corn tortilla merchant and also sells vegetables in small scale. Her husband’s a driver. Her two children are in elementary school and they help their mother in their free time.

She started the business four years ago; she used to have a salaried job but decided to become economically independent to provide income for her home.

She has requested her first loan that she plans to use to buy raw materials to make the tortillas (corn, lime powder and firewood). She hopes in the short run to use her profits to go into food sales business
View original language description ↓
La señora María tiene 38 años de edad, convive en unión libre con su esposo, tiene 2 hijos (12 y 9 años), reside en la comunidad rural de La Cosmul en San Pedro Sula, Cortés.
Doña Maria se dedica a la venta de tortillas de maíz, y venta de verduras en menor escala. Su esposo es motorista, sus dos hijos están estudiando la educación primaria y le ayudan a su madre en los espacios de tiempo libre.
Hace 4 años que inicio con su negocio, antes ella se dedicaba a trabajo asalariado, por lo que decidió independizarse económicamente y aportar recursos económicos a su hogar.
Ella ha solicitado su primer préstamo el que piensa invertir en la compra de materia prima para la elaboración de las tortillas (maíz, cal y leña). Espera en un corto plazo utilizar sus ganancias para dedicarse al negocio de venta de comida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 56
    View loans »
    Honduras Loans Fundraising
  • $8,390,575
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped María Esther to buy raw materials (corn, lime powder and firewood) and vegetables.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2011
Listed
Nov 11, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012