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Rosa Migdalia
Rosa Migdalia, 38, has been married for 18 years; she has four children who are 12, 14, 16 and 18 years old who are currently in school. She lives in the village of La Peña, Santa Bárbara and her husband’s a coffee grower.

Rosa has been working growing coffee for 18 years and she also grows plantain; in addition, she sets up coffee nurseries for planting. She’s had this experience her entire life. It is her family’s tradition because it’s a way of earning a living and be able to develop and to educate her children. She has a two-manzana [Central American unit of land measure] plot of land under cultivation. They sell the coffee as damp beans and the plantain is sold by the bunch. She dedicates all the necessary time to this activity.

This is her first ODEF loan and she will use it to buy fertilizer, manure and herbicide to provide better care for her coffee and plantain plantations and to cultivate the available land they have.
View original language description ↓
Rosa Migdalia, tiene 38 años de edad y casada desde hace 18 años, tienen 4 hijos de 12, 14, 16 y 18 años de edad, quienes actualmente estudian, vive en la aldea la Peña, Santa Bárbara. Su esposo es caficultor.

Doña Rosa, tiene 18 años de trabajar en el cultivo de café y adicionalmente a la producción de banano, también hace viveros de café para la siembra. Esta experiencia la tiene desde toda su vida. En la familia lo hacen por tradición y porque es una forma de vivir y poderse desarrollar y educar a sus hijos. Ya tiene un área de terreno cultivado de 2 manzanas. El producto de café lo venden en pergamino (grano) húmedo y los bananos lo venden por tallo. A esta actividad le dedica todo el tiempo necesario.
Es primer préstamo que obtiene con ODEF, y es para invertir en fertilizantes, abonos y herbicidas para darle un mejor mantenimiento a la finca de café y banano, y cultivar la tierra disponible que tienen.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rosa Migdalia to buy fertilizer and farm supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 20, 2011
Listed
Nov 11, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 18, 2013