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Maria
Maria was born in Maputo City, Maputo Province in southern Mozambique. She is single and has one child who goes to school. Maria finished teacher education for elementary teachers but did not continue because she did not have enough time. She lives in her own house with her family and supports her parents, who live with her.

She has been a teacher for more than 12 years. She teaches in Boane District and has a salary of 5,640 meticais, which she uses for household expenses. She also saves some in her bank account (at BIM).

Maria has had loans from other banks (BIM), and she was able to pay them back with no problems. She learned about Hluvuku through a friend who is also a customer of this institution. This is Maria's first Hluvuku loan. She is asking for 20,000 meticais so she can buy materials (planks, beams, sand, stone, iron and other items) to continue construction on her home.

Maria promises to make her payments on time. She plans to finish her house and furnish it one day. To do this, she will ask Hluvuku for more loans.
View original language description ↓
Nasceu na cidade de Maputo, Provincia do mesmo nome, sul de Moçambique, solteira e mãe de 1 filho que frenquenta a Escola. Fez o nivel médio e não continuou por falta de tempo. Vive na casa propria com a sua familia e sustenta os seus pais que vivem com ela.

É professora ha mais de 12 anos, leciona no Distrito de Boane e tem um salário de 5.640.00mt que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Ja teve emprestimos noutros bancos (BIM) e conseguiu pagar sem dificuldades, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção da sua casa (pranchas, barrotes, areia, pedra, ferro, e outros.) para dar continuidade com a obra.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e mobiliar, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 31
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria to buy construction material for her home (planks, beams, sand, stone, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 3, 2011
Listed
Nov 11, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012