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Antonieta
Antonieta was born in the district of Marracuene in the province of Maputo in southern Mozambique. She is a single mother of 3 children, 2 of whom go to school, and 1 is disabled. She finished studying through her second year at the teaching college and didn't continue due to the lack of time. She lives in her own home with her family and also supports her mother, who lives with her.

She left Marracuene for the district of Boane because of a military assignment. She has been a teacher for more than 25 years and teaches at the EPC in Boane. She makes 3,710 meticals a month, which she puts towards her home's expenses. She also saves some in her bank account at the BIM bank.

She has never had a loan with another bank. She became familiar with Hluvuku through a friend who is also a customer of our institution. This is her third loan with Hluvuku in the amount of 26,000 meticals, which she will use to buy construction materials to continue working on her home (cement, sand, stone, iron, etc.). Her first 2 loans were for 12,500 meticals each, and she also put these towards the work on her home.

She promises to make her payments on time, and in the future, she plans to finish the construction on her home and to build a wall, for which she is planning on requesting more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Marracuene, Provincia de Maputo, sul de Moçambique, solteira e mãe de 3 filhos dos quais 2 ainda frenquentam a Escola e o outro é dificiente. Fez a 2º ano da Univercidade Pedagógica e não continuou por falta de tempo. Vive na casa propria com a sua familia e sustenta a sua mãe que vive com ela.

Saiu de Marracuene para o Distrito de Boane em missão de serviço, é professora ha mais de 25 anos leciona na EPC de Boane e tem um salário de 3.710.00mt que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos noutros bancos, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 26.000.00mt, com qual pretende comprar material de construção para dar continuidade com a construção da sua casa (cimento, areia, pedra, ferro e outros). Os primeiros emprestimos foram de: 12.500.00mt e 12.500.00mt e foi para a obra da sua casa.
Compromete se a pagar devidamente e no futuro pretende concluir a construção da sua casa e construir um murro, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 45
    View loans »
    Mozambique Loans Fundraising
  • $2,479,675
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Antonieta to buy construction materials to continue work on her home (cement, sand, stone, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 3, 2011
Listed
Nov 14, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012